Home insurance policyholders benefit from:
- New for old cover – Get the value of a brand new replacement item, with no deduction for wear and tear.
- Loss of heating oil
- Loss of Rent & Alternative Accommodation
- Frozen food cover
- Fire brigade charges
- Money and credit cards
- Increased contents cover for Christmas and weddings
- Accidental damage to TV and audio equipment cover
- Accidental damage to fixed glass and sanitary fittings cover
- Accidental damage to pipes and cables
- Replacement Locks
- Property owners liability
- Public liability, tenants liability and liability to domestic employees